Do You Really Need Private Mortgage Insurance? If you purchased your home paying less than 20% down, chances are you had to purchase “mortgage insurance” in order to qualify for your loan. A mortgage insurance policy protects the bank in the event they are forced to...
The Basics of Homeowners Insurance Your home and the things in it generally represent the largest asset your family will ever have. For this reason it is very important to have your home and its contents insured at all times. One should have insurance on its contents,...
Health Insurance – How It Works Without health insurance, a single illness can cause serious, and often irrevocable, financial hardship. Insurance of any kind is intended to transfer financial risk to an insurance company in exchange for a reasonable insurance...
Auto Insurance – How It Works Anyone who has ever owned a car knows that automobile insurance is expensive. A 2017 survey conducted by the National Association of Insurance Commissioners found that the average annual premium for each car was $857.44 (that...
What Is Permanent Life Insurance and When Does It Fit Your Needs? Once you have determined that you need life insurance, and calculated how much coverage you require, you will have to choose between several types of life insurance. There are two very different types...
What Is Term Life Insurance and When Does It Fit Your Needs? Once you have determined that you need life insurance, and calculated how much coverage you require, you will have to choose between several types of life insurance policies. There are two very different...
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