Articles, Investing & Saving
Using Mutual Funds in Your Portfolio If you want to invest in the stock market but don’t have a large enough portfolio to achieve the diversity you want through individual stock purchases, mutual funds may provide the solution you are looking for. Mutual funds...
Articles, Investing & Saving
Introduction to Certificates of Deposit How CDs Work A Certificate of Deposit (CD) is a low risk investment vehicle offered through banks. CDs offer a fixed interest rate with a promise to return both your principal and the interest it has earned at a specific time...
Articles, Investing & Saving
Where Bonds Belong Bonds are essentially loans to a corporation or the government. Bonds are often referred to as income investments because, in return for the use of your money, the bond’s issuer agrees to pay a certain rate of interest at regular intervals for...
Articles, Investing & Saving
Investing in Stocks Generally, stocks are divided among various categories. At the top are the stocks issued by large, well-established companies, often called blue chip or large-capitalization (large cap) stocks. Stocks issued by smaller companies are often divided...
Articles, Investing & Saving
The Time Value of Money and Your Financial Objectives One well-known fact of economic life is that a dollar received today is worth more than a dollar received a year from now. Time and Money The relationship between time and money provides the foundation for...
Articles, Investing & Saving
Gift Tax Fundamentals The federal government imposes a substantial tax on gifts of money or property above certain levels. Without such a tax someone with a sizable estate could give away a large portion of their property before death and escape death taxes...
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