Using Credit Cards Wisely

Using Credit Cards Wisely

Using Credit Cards Wisely Credit cards were first introduced to the public just about 60 years ago, in 1959. With the introduction of credit cards, consumers were given new choices in how to pay for costly purchases that they had previously had to save for and pay in...
Structuring the Terms of Your Loan

Structuring the Terms of Your Loan

Structuring the Terms of Your Loan Often it is necessary to borrow money in order to make large purchases like cars, home improvements, college expenses and emergency purchases. Fortunately, our financial institutions make such loans readily available, and fairly easy...
Mortgage Basics

Mortgage Basics

Mortgage Basics Many home buyers search for a home they want, then apply for a mortgage and hope for the best. A better approach is to find out how much mortgage you can qualify for, then look at homes that you know are within your price range. You will probably save...
Life After Debt

Life After Debt

Life After Debt If you find yourself in trouble financially, there are usually no easy answers — but there are many ways out for those willing to commit to changing their financial habits. Your ability to pay your bills can be affected by situations beyond your...